If you’ve heard yourself saying any of the following things, you need to come to West Herr:
You’re not alone. Some estimate that 40% of Buffalo’s population has ‘poor’ credit. We are here to help. We’ll work with you to get the car of your dreams, and payments you can afford. That’s why we sell more than 60,000 vehicles at West Herr each year.
While getting a car loan after bankruptcy can be challenging, we have developed unique relationships with our lenders to help most people get back on their feet. We understand the bankruptcy rules better than most because we have delivered more cars to previous bankrupt customers than anyone in Western New York. Give our transparent, easy-to-understand process a try. We think you will be pleasantly surprised.
Thousands of Western New Yorkers are turned down for auto loans every year. Most dealers just submit your credit application and accept the results. We pride ourselves on working with you and the lender to find the right solution for you.
Your monthly car payment must be proportional to how much income you receive each month. Together, we set realistic goals to get you into something you can easily pay for.
Loan to value is a ratio of the amount of money that you are borrowing in relation to the value of the car that is assigned by the lender. Your chances of getting approved are much lower when the loan exceeds the assigned value.
When you buy a car, it’s considered collateral to your lender. The number of months or years a lender is willing to spread out the monthly payments is based on the vehicle’s age, make, model, mileage, and cost to repair, insure and maintain.